12 Jan

HBL & Hand In Hand Ministries

HBL & Hand In Hand Ministries

Heritage Bank & Hand In Hand Ministries - Partner to build home for deserving citizen!

“If you wait until you can do everything for everybody, instead of something for somebody, you’ll end up not doing nothing for nobody.” We have always prided ourselves in giving back to our community through various means but this year our approach was a bit different, it was more special and life changing. The Bank, through the assistance of the Hand in Hand Ministries, agreed to finance and construct a new home for a de- serving person from the community. Effective March 13th, 2017, every staff member began contributing $1.00 per pay period towards this most worthy cause which was matched by the Bank.

The time had finally arrived, October 6th - 8th 2017, for our staff to build their first home while being the 331st for Hand In Hand. Day 1 commenced with the preparation of the footing the house would rest on and the construction of the wooden walls for the house. Day 2 saw the completion of the floor, the wall, painting and the assembling of the walls for the house. In day 3 the roof was completed, doors & windows were installed and the additional works to complete the project. The work was very labor intensive, especially for our banking team who are accustomed to working behind desks for their 8 to 5. The experience was humbling but even more gratifying seeing all parties involved, inclusive the new home owner, work with one common purpose.

In our daily routines, there is so much we take for granted. It is not until you actually see for yourself the conditions that people live in that you realize how blessed and fortunate you are. The home was built off Partridge Street where the living conditions for many are substandard, but the people don’t cry nor complain. They wake up every day hoping for a better tomorrow. The Heritage family made that hope a reality for one deserving lady (chosen by Hand in Hand). Our hard work was very much appreciated as the new home owner (Ms. Jenny Pinelo) received her new home October 19th 2017.

We saw the fruits of our labor. The look on Ms. Pinelo’s face, her gratitude, her hope, her new reality, was enough for us. The team acknowledged that this is something that we should commit to do annually. I could not agree more. We are grateful to all those who committed their time and efforts in making our first “House Build” a success!

12 Jan

Orange Walk Opening

Orange Walk Opening

New HBL Office in Orange Walk Town

On August 19th, 2016, the Bank celebrated another milestone to its 2016 successes being the Inaugural Ceremonies for the newly built Orange Walk Branch. The ceremonies began slightly after 3pm and the guests were delighted by The Master of Ceremonies, Mr. Luis Pook who did a splendid job in both English and Spanish. Cultural presentations were prepared by the ‘Saasil Ja’ Group of Yo Creek, a Mestizo Children’s Dance Group. We were graced in prayer by Rev. Edwin Orosco from La Inmaculada Roman Catholic Parish. Special Guest Speaker was none other than, Mayor of Orange Walk Town, Mr. Kevin Bernard and also seated at the Head Table, was our Managing Director, Mr. Dun- can. Welcome address was done by Manager, Orange Walk Mrs. Yasmira Espadas and Thank You note by Branch Supervisor, Mr. Arnel Caceres. Guest list included Customers, Community Members, Staff and Other Directors. After the ceremonies, the balloons were lifted in the air and champagne was popped in celebration. A light snack was served and everyone enjoyed the company of the customers and other members of the team on such a memorable occasion. We take this opportunity once again to thank the Directors for the trust in the Orange Walk Community, the Architect Mr. Anthony Thurton and the Contractor & his team- Mr. Hugh Crawford for such a beautiful structure that now captures the attention of all. To all members of Staff and Directors, Mrs. Cresencia Bradley, Ms. Phillipa Duncan, Mr. William Ysaguirre and Mr. Stephen Duncan thank you for participating in the celebration with the Orange Walk Team!

12 Jan

FCIB Acquisition

FCIB Acquisition

Heritage Bank Successfully Undertakes Historic Acquisition!

Albert Street

In 2015 when the Heritage Bank team members were working diligently towards annual goals and objectives, there was a change being undertaken by CIBC First Caribbean Bank. The Directors of that institution made a decision to wrap up their business services in Belize. This decision meant that other Banks in Belize would have the opportunity to purchase the assets of the CIBCFCIB Belize business. When this opportunity arose, it was with foresight of the potential benefits that our Managing Director made every effort to ensure that Heritage Bank was in contention to bid for the assets of CIBCFCIB in Belize. It was through determination and sheer will that the Managing Director led the effort that eventually materialized into Heritage Bank being the Bank left standing to reap the benefits of the CIBCFCIB Belize acquisition.

The work to transform an acquisition into a transition of assets was no easy feat and proved to be a humbling experience. However, the Heritage Bank team members were up to the task and rose to the challenge. After a few false starts and delays, all teams mobilized and ensured they were ready to do their part. Operations & IT worked weekends and late nights to prepare for the transition. Through- out the transition, there were countless hours spent organizing, preparing cards for delivery, cleaning data, addressing customer concerns and a host of other related tasks. The instantaneous growth in customer re- lated activities led to a new team being added. The BPC, Business Processing Center, mobilized quickly and took on these activities successfully.
The toll of extra work and late hours showed on the faces of team members but everyone kept pace with the changes and were determined to make the transition a success. The overwhelming feeling that we were about to accomplish something that had never been done before in Belize kept everyone focused throughout the late nights. We were making history in our daily efforts. A small local Bank was in the trenches taking over the assets of a larger, International Bank. This had never before happened in Belize and may not happen again in the near future and the Heritage Bank team wanted to make its mark.

Belmopan & Orange Walk

FCIB-Acquisition-02Picture6

A Small local Bank was in the trenches taking over the assets of a larger, International Bank. This had never before happened in Belize and may not happen again in the near future and the Heritage Bank team wanted to make its mark.

Post transition, the changes continue throughout the Bank. The benefits of the acquisition are beginning to bear fruit. The hard and diligent work by the staff has not gone unnoticed. There are new opportunities opening up for promotions, cross training and wider growth. There are numerous new team members who have joined the Heritage Bank family in the city and at district branches and we welcome them to the team. The Bank has seen overnight growth in its customer base with over 7000 new deposit accounts and over 4000 new lending accounts being added from the acquisition, doubling the Balance Sheet over one weekend. Through all the disruption and challenges, the bottom line shows that at least 99% of the transitioned customers have been successfully integrated into the Bank’s services.

Under the tutelage of our Managing Director and Board of Directors, we continue to streamline our new responsibilities. The workload is still high for many, some have adapted well and some continue to work through the challenges but all have embraced the new reality of Heritage Bank which can no longer be re- ferred to as a small local Bank. From inception to implementation to completion, the transition proved to be an undertaking of David and Goliath proportions. We were out of our comfort zone but we grew, we thrived, we learned, we endured and now we can move forward knowing that Heritage Bank is stronger and more agile to take on new challenges.

It is with gratitude and warm hearts that we thank all those who did their part in making this historic transition a resounding success. As we go through our busy day, it is easy to overlook our successes and accomplishments. Let us all be sure to look back and appreciate where we were just a few months ago and then look around you and appreciate where we are now. We are standing on a more solid foundation that will take the team into a more successful future at Heritage Bank.

03 Dec

CYRES4

Property Information - Belmopan - cyres4

(Last Public auction held September 25th, 2015) Parcel 2362 Block 20, Belmopan Registration Section. Being the freehold interest Elizabeth Gill The lot containing 2466.842 square yards is situated between Hibiscus and Poinsettia Streets and it is bounded and described as follows: • On the North by Parcel No. 4249 • On the South by a Street • On the East by Pionsettia Street • On the West by Hibiscus Street There is a concrete building on the lot covering a total floor area of app. 5436 sq. ft and this includes a semi-detached storeroom and laundry room an a large unenclosed verandah. The building accommodates five bedrooms, three and half bathrooms, kitchen, dining room, a den/family room, the foyer and a sitting room alongside the foyer, a study and atrium at about the centre of the building with a swimming pool. Attached to the northern side of building is a large unenclosed verandah and at its northwestern corner are the storeroom and a laundry and power control room. Alongside the verandah area is an entertainment centre.
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03 Dec

SPRES2

Property Information - San Pedro - spres2

(Public Auction to be held January 28th, 2014) Parcel 2438 Block 7, San Pedro Registration Section being the freehold property of David Enrique Correa. The property comprises of 367.21 square yards and there is a plycem buildings on the lot comprised of a two storey section and a one flat addition. The two storey section accommodates three-one bedroom apartments, one at the ground floor and two at the upper level. At the northwestern corner of the building is a further addition that accommodates the bathroom section for the ground floor.

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03 Dec

BZECOMM3

Property Information - Belize - bzcomm3

Being a three storey concrete commercial building and lot (407.41 Sq. yd) situate in Majestic Parking Lot off Queen Street, Belize City, the freehold property of Mr. George Kee. Auction to be held Monday July 20th @ 9:45 am.

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03 Dec

BZEAG1

Property Information - Belize - bzeag1

ALL THOSE the premises comprised in and demised by the Minister of Natural Resources (being the Minister responsible for national lands) to John Weller by the Minister’s Fiat (Lease) dated the 11th day of March 2003 and numbered 123 of 2003 and entered in the National Lands Book (Leases) at the Land Titles Unit for a term of thirty years commencing on the11th day of March, 2003 being the Block numbered 263 situate in the Village of Lucky Strike in the Belize District of Belize and being more particularly bounded and described as follows: On the North for a distance of 960.77 feet by a Road Access on the South for a distance of 960.76 feet by Block No. 254 on the East for a distance of 453.67 feet by Block No. 262 on the West for a distance of 453.68 feet by Block No. 180 containing 10.01 acres of land as shown on Tracing No. 46B (Big Plan 23) at the Office of the Commissioner of Lands and Surveys TOGETHER with all buildings and erections standing and being thereon.

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01 Dec

Branch Locator

View a complete list of Heritage Bank branch offices countrywide.

Heritage Bank Limited Main Branch

Address: 106 Princess Margaret Drive
Belize City, Belize
Telephone: 223-6783, 223-5698
Branch Manager: Shaneekah Singh
Opening Hours:
Monday to Friday: 8:00 a.m. to 3:00 p.m.


Albert Street Branch

Address: 21 Albert Street
Belize City, Belize
Telephone: 223-6783 / 223-5698
Branch Manager: Shanna Ciego
Opening Hours:
Monday to Friday: 8:00 a.m. to 3:00 p.m.


Ladyville Branch

Address: Ladyville Industrial Estate
Mile 9 Philip Goldson Highway
Telephone: 501-225-9906 / 9960
Branch Manager: Rondeen Garbutt
Opening Hours:
Monday to Friday: 8:00 a.m. to 12:00 noon & 1:15 p.m.  to  3:00 p.m.


Belmopan Branch

Address: Market Square
Belmopan City
Telephone: 822-0311, 822-0245
Branch Manager: Vanessa Neal
Opening Hours:
Monday to Friday: 8:00 a.m. to 3:00 p.m.


Independence Branch

Address: 249 Fadden Avenue
Independence Village
Telephone: 523-2578, 523-2588
Branch Manager: Rafael Kus
Opening Hours:
Monday to Friday: 8:00 a.m. to 3:00 p.m.


Dangriga Branch

Address: Ecumenical Drive/Castillo Road
Dangriga Town
Telephone: 522-0733, 522-0632
Branch Manager: Joycelin Tate
Opening Hours:
Monday to Friday: 8:00 a.m. to 3:00 p.m.


Orange Walk Branch

Address: 42 San Antonio Road
Orange Walk Town, Belize
Telephone: 322-0113, 322-0115
Branch Manager: Andre Trejo
Monday to Friday: 8:00 a.m. to 3:00 p.m.


San Pedro Branch

Address: 33 Barrier Reef Drive
San Pedro Ambergris Caye
Telephone: 226-2136, 226-2149
Branch Manager: Samira Gongora
Monday to Friday: 8:00 a.m. to 3:00 p.m.


San Ignacio Branch

Address: 79 Bullet Tree Road
San Ignacio Town
Telephone: 824-3614, 824-3615
Branch Manager: Lilian Gomez
Monday to Friday: 8:00 a.m. to 3:00 p.m.


Benque Branch

Address: Cor. Churchill / Victoria St.
Benque Viejo Del Carmen
Telephone: 823-3090, 823-3091
Branch Manager: Zeni Coleman
Monday to Friday: 8:00 a.m. to 12:00 noon & 1:15 p.m.  to  3:00 p.m.


Santa Elena Branch

Address: 241 Red Creek
George Price Highway
Telephone: 501-824-3156 / 3174
Branch Manager: Gilly Can
Monday to Friday: 8:00 a.m. to 12:00 noon & 1:15 p.m.  to  3:00 p.m.


Spanish Lookout Branch

Address: Center Road
Spanish Lookout
Telephone: 501-823-0532/0533
Branch Manager: Diane Gomez
Monday to Friday: 8:00 a.m. to 12:00 noon & 1:15 p.m.  to  3:00 p.m.


 Corozal Branch

Address: #648 Bocotora & 3rd St. South, Corozal Town
Telephone: 501-422 2494/2495
Branch Manager: Arnel Caceres
Monday to Friday: 8:00 a.m. to  3:00 p.m.


 Caye Caulker Branch

Address: #65 Calle Al Sol, Caye Caulker
Telephone: 501-2265197
Branch Manager: Miguel Acosta
Monday to Friday: 8:00 a.m. to 12:00 noon & 1:15 p.m.  to  3:00 p.m.

11 Nov

Prepaid & ZITRO Cards

Prepaid & ZITRO Cards

A prepaid card is a reloadable, non-personalized card with a magnetic strip, which can be used as an alternative payment medium to conduct ATM cash withdrawals, local purchases and store purchases. It has a minimum risk and does not incur nor pay interest.

ZITRO PrePaid Card, just like a debit card, almost like a credit card. ZITRO is launching its new Prepaid Card service to the public. Don’t have a bank account, tired of carrying cash, never knowing where your money went then the ZITRO Prepaid Card is for you. No Late Fees! No Interest! No more worrying about losing your cash!

debit-card

31 May

Credit Union Partnership / ATM Locator

View a complete list of ATM locations countrywide.

Heritage Bank has collaborated with some Credit Unions in Belize to establish a payments network that spans the whole country. Debit cards for Heritage Bank and affiliated Credit Unions such as Holy Redeemer, La Inmaculada, St. Martin's, Toledo Teacher's, St. John's, St. Francis Xavier (CZL) and St. Francis Xavier (S/Pedro) and ZITRO Prepaid Cards are accepted at all Heritage and Credit Unions ATM and POS locations

Belize District ATMS

Heritage Bank Limited

  • 106 Princess Margaret Drive
  • 21 Albert Street
  • Provident Center, 35 Barrack Road, Belize City

UNO Boulevard Service Station

  • Cemetery Road, Belize City

Shell One- Stop Gas Station

  • Cemetery Road, Belize City

PUMA Gas Station

  • Freetown Road, Belize City

Holy Redeemer Credit Union

  • 1 Hydes Lane, Belize City

St. John’s Credit Union

  • 4 Basra Street, Belize City

National Bank of Belize Limited

  • Regent Street, Belize City

24/7 Gas Station

  • Lord’s Bank Cut-off, Ladyville, Belize District

Ladyville Shell Service Station

  • 8 1/ 2 Miles Phillip Goldson Highway, Ladyville, Belize District

Orange Walk ATMS

Heritage Bank Ltd.

  • 88 Belzie Corozal Road
  • 42 San Antonio Road, Orange Walk Town

La Inmaculada Credit Union

  • 5 Park Street, Orange Walk Town

Corozal ATMS

St. Francis Xavier Credit Union

  • 79 5th Avenue, Corozal Town
  • Sarteneja

San Pedro ATMs

Heritage Bank Ltd.

  • 33 Barrier Reef

Super Buy

  • Angel Coral Street

Mark's Supermarket

  • Boca del Rio Drive

Caye Caulker ATMS

St. Francis Xavier Credit Union

  • Avenida Langosta

China Town Hotel

  • Estrella Street

Barrier Reef Sports Bar and Grill

  • Avenida Pueblo Nuevo

Enjoy Supermarket

Belmopan ATMS

Heritage Bank Ltd.

  • Market Square
  • Emporium Building
  • Puma Roaring Creek (Garbutt's Service Station)

National Bank of Belize Limited

  • Forest Dr/Hummingbird Highway

St. John’s Credit Union

  • 76 Constitution Drive

Westar Truck Stop

  • 49 Miles George Price Highway

San Ignacio ATMS

Heritage Bank Ltd.

  • Savannah Street
  • Bullet Tree
  • Red Creek Gas Station

St. Martins Credit Union

  • 3 Eve Street

Benque Viejo ATM

Heritage Bank Ltd.

  • Churchill/Victoria Streets

Pomona  ATM

CPBL Compound

  • 14 ½ Miles Stann Creek Valley Road

Dangriga ATM

Heritage Bank Ltd.

  • Ecumenical Drive/Castillo Road

Independence ATM

Heritage Bank Ltd.

  • 249 Fadden Avenue

Holy Redeemer Credit Union

  • Jane Usher Building, Fadden Avenue

Punta Gorda ATM

Toledo Teachers Credit Union

  • Queen Street