Personal Banking
Deposit your funds at Heritage Bank for a 3, 6 or 12-month period and receive a super interest rate that’s guaranteed! The minimum deposit is USD$25,000.00. You can also choose to have your interest compounded, issued as a bank draft or automatically transferred to your account. Fill out an application, and one of our customer service representatives will contact you to determine what guaranteed rate you can receive.
Fixed Term Deposits
Contact bank for details
At Heritage International Bank & Trust, we offer construction, education and medical financing service as well as consumer credit. Our credit terms are flexible and tailored to meet your needs. Our International Banking Service team is ready and willing to help make your dream a reality. Contact us by email or telephone for more information.
Borrowing from Heritage Bank provides many advantages:
- Friendly and efficient service
- US Dollar Accounts
- Unique Structures
- Not subject to Currency Control Regulations
- No tax deduction
- No currency conversion fees
- Efficient processing – to ensure quick turn-around
- Handled by dedicated and committed Staff
- Easy repayment processing from checking/savings accounts held with us
What you need to qualify:
- Be a Non-resident individual or company
- Have a source of income to meet loan payments
Loan Processing Requirements:
(a) Personal Application:
- Personal Credit Application Form
- Statement of Affairs (2 pages)
- Budget Analysis
- Letter of Introduction
- Confirmation of Employment (if applicable)
- Latest Tax Return
- Reference Letter from applicant’s bank
- Notarized copy of passport or Driver’s License
- Credit Bureau Report
- Confirmation of Address
(b) State Purpose, If for:
- Construction – Provide Cost Estimate & Construction Plans
- Business Investment – provide projected cash flow for at least three years
(c) Security / Collateral:
- Land
- Land Title
- Property Tax Records
- Land must be located in Belize
- CashDeclaration of Source of Funds
- Standby Letter of CreditConfirmed by a USA Bank
For more information about our loans visit your nearest branch or just give us a call at 011-501-223-5698 or email us at loans@banking.bz
Our friendly loan officers, countrywide, will be happy to assist you with the best payment plan for your needs.
Loan Calculator
Calculate your monthly payment. Fill in the numbers to calculate your possible monthly payment. This tool is meant to be used to give you a general idea of your monthly payments – it is NOT a guaranteed rate or an official quote from Heritage Bank Limited.
At Heritage International Bank & Trust, we offer residential mortgage financing service. Our credit terms are flexible and tailored to meet your needs. Our International Banking Service team is ready and willing to help make your dream a reality. Contact us by email or telephone for more information.
International Mortgage Financing:
Heritage International Bank & Trust offers mortgage financing to purchase or build residential properties in Belize. We provide convenient and competitive financing terms.
Choose Heritage Bank Limited when you’re ready to buy or renovate because of our:
- US Dollar Accounts
- Unique Structures
- Not subject to Currency Control Regulations
- No tax deduction
- No currency conversion fees
- Efficient processing – to ensure quick turn-around
- Handled by dedicated and committed Staff
- Easy repayment processing from checking/savings accounts held with us
What you need to qualify:
- Be a Non-resident individual or company
- Have a source of income to meet loan payments
- Equity contribution of 40% of cost
Loan Processing Requirements:
(a) Personal Application:
- Personal Credit Application Form
- Statement of Affairs (2 pages)
- Budget Analysis
- Letter of Introduction
- Confirmation of Employment (if applicable)
- Latest Tax Return
- Reference Letter from applicant’s bank
- Notarized copy of passport or Driver’s License
- Credit Bureau Report
- Current Utility Billing or Banker’s written confirmation
(b) State Purpose, If for:
- Construction – Provide Cost Estimate & Construction Plans
- Business Investment – Provide projected cash flow for at least three years
- Residential – Vendor sale agreement
(c) Security/Collateral:
• Land
- Land Title
- Property Tax Records
- Land must be located in Belize
• Cash
- Declaration of Source of Funds
• Standby Letter of Credit
- Confirmed by a USA Bank
Contact us today for more information:
For more information about our loans visit your nearest branch or just give us a call at 011-501-223-5698 or e-mail us at loans@banking.bz
Loan Calculator
Calculate your monthly payment.
Fill in the numbers to calculate your possible monthly payment. This tool is meant to be used to give you a general idea of your monthly payments – it is NOT a guaranteed rate or an official quote from Heritage Bank Limited.
Regular Savings Account:
$500.00 minimum balance to earn interest.
Features:
- USD $500.00 or equivalent to open
- competitive interest rate
- quarterly statements
- easy 24 hour online access to account information
Premium Savings Account
Contact bank for details.
Savings Accounts are allowed twelve (12) withdrawals in a calendar year. A fee of USD 5.00 is charged for additional withdrawals.
With Heritage’s Bank outstanding credit card rates, you too can afford to own a personal credit card. Submit your proposal to creditcard@banking.bz.
We offer the following card:
Mastercard Credit Card Features:
- Competitive annual interest rate
- 24 hour customer service
- 24 hour fraud monitoring service
- Free and easy 24 hour online access to account information
- Easily accessible from any ATM and merchant outlet
- Online monthly statements
- Minimum of USD$1,000.00
- Secured with 150% cash collateral
- Available in US Currency
Apply Now for an International Credit Card